> ## Documentation Index
> Fetch the complete documentation index at: https://docs.arcuserp.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Step 2 -- Attach a confirmed Stripe PaymentMethod to the account

> Called after client-side Stripe.js confirmation of the SetupIntent. Saves the PM to `account_payment_methods` and optionally links the Stripe customer. Idempotent via `Idempotency-Key` header.




## OpenAPI

````yaml /openapi.yaml post /accounts/{id}/payment-methods/{pm_id}/attach
openapi: 3.1.0
info:
  title: Arcus ERP Public API
  version: 1.0.0
  description: >
    Arcus ERP public REST API. Designed for external integrations and data
    migration.


    **Authentication.** Bearer token (API key) via the `Authorization` header.

    Format: `Authorization: Bearer ark_live_ent_<code>_<random>` (or
    `ark_test_*` for sandbox).

    API keys are issued per-entity in **Settings > Developers > API Keys**.


    **Entity scoping.** The entity is encoded in the API key prefix; routes are
    flat

    (e.g. `/v1/accounts`, `/v1/orders`, `/v1/products`). A small set of platform
    endpoints

    (migration, reconciliation, events, webhook endpoints, API keys) use the

    `/v1/entities/{entity_id}/...` form -- those are noted in their tags.


    **Key capabilities.**
      - Related-resource hydration via `?expand[]=` (see `x-arcus-expand` on each resource).
      - Cursor-based pagination (`starting_after` / `ending_before` / `limit`).
      - Idempotency via the `Idempotency-Key` header.
      - Webhook events for asynchronous notification.
      - Conditional requests / ETag for cache validation.
servers:
  - url: https://api.arcuserp.com/v1
    description: Arcus ERP API (accepts both live `ark_live_*` and test `ark_test_*` keys)
  - url: https://dev-api.arcuserp.com/v1
    description: >-
      Dev sandbox API (test-only data, accepts `ark_test_*` keys against dev
      RDS)
security: []
paths:
  /accounts/{id}/payment-methods/{pm_id}/attach:
    post:
      tags:
        - Accounts
        - Payments
      summary: Step 2 -- Attach a confirmed Stripe PaymentMethod to the account
      description: >
        Called after client-side Stripe.js confirmation of the SetupIntent.
        Saves the PM to `account_payment_methods` and optionally links the
        Stripe customer. Idempotent via `Idempotency-Key` header.
      operationId: attachPaymentMethod
      parameters:
        - name: id
          in: path
          required: true
          schema:
            type: string
            format: uuid
          description: Account ID
        - name: pm_id
          in: path
          required: true
          schema:
            type: string
          description: Stripe PaymentMethod ID (e.g. pm_xyz)
        - $ref: '#/components/parameters/IdempotencyKey'
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                save_for_future:
                  type: boolean
                  default: true
      responses:
        '200':
          description: Payment method attached
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentMethod'
        '401':
          $ref: '#/components/responses/Error'
        '403':
          $ref: '#/components/responses/Error'
      security:
        - ApiKeyAuth: []
components:
  parameters:
    IdempotencyKey:
      name: Idempotency-Key
      in: header
      required: false
      description: |
        Client-generated unique key for idempotent POST/PATCH/DELETE operations.
        Alias for the Idempotency parameter. Max 255 chars. On retry with the
        same key, the original response is returned without re-executing the
        operation. Keys expire after 24 hours.
      schema:
        type: string
        maxLength: 255
  schemas:
    PaymentMethod:
      type: object
      description: >-
        A reusable payment instrument stored on an account (card, ACH bank
        account, etc.).
      properties:
        id:
          type: string
          format: uuid
        object:
          type: string
          enum:
            - payment_method
        account_id:
          type: string
          format: uuid
        method_type:
          type: string
          enum:
            - credit_card
            - debit_card
            - ach
            - wire
            - check_on_file
            - store_credit
        is_default:
          type: boolean
        is_verified:
          type: boolean
          description: ACH microdeposit-verified or card-AVS-verified.
        last4:
          type: string
          nullable: true
        brand:
          type: string
          nullable: true
          description: visa, mastercard, amex, etc.
        exp_month:
          type: integer
          nullable: true
        exp_year:
          type: integer
          nullable: true
        bank_name:
          type: string
          nullable: true
        account_type:
          type: string
          nullable: true
          description: checking / savings (ACH only).
        stripe_payment_method_id:
          type: string
          nullable: true
          readOnly: true
        created_at:
          type: string
          format: date-time
          readOnly: true
    ErrorEnvelope:
      type: object
      description: |
        Canonical error response envelope. All API errors use this shape.
      required:
        - error
        - code
      properties:
        error:
          type: string
          description: Machine-readable error key
          example: not_found
        code:
          type: string
          description: Machine-readable error code (often same as error)
          example: not_found
        type:
          type: string
          enum:
            - validation_error
            - permission_error
            - not_found
            - conflict
            - rate_limit
            - internal
            - expand_error
            - not_implemented
          example: not_found
        hint:
          type: string
          description: Human-readable one-sentence explanation (English)
          example: >-
            The requested order does not exist or does not belong to this
            entity.
        param:
          type: string
          description: The parameter that caused the error, if applicable
          example: expand[0]
        required:
          type: string
          description: The scope required (only on insufficient_scope errors)
          example: accounts:read
        request_id:
          type: string
          description: >-
            Unique request ID for support tracing (maps to CloudWatch log
            stream)
          example: req_abc123
  responses:
    Error:
      description: Error response (400/401/403/404/409/422/429/500)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorEnvelope'
  securitySchemes:
    ApiKeyAuth:
      type: http
      scheme: bearer
      description: |
        API key issued per entity via Settings > Developers > API Keys.
        Each key carries scopes (e.g. orders:read, products:write).
        Bearer token format: Authorization: Bearer ark_live_ent_<code>_<random>
        Test keys use ark_test_ent_<code>_<random>. Both are issued per entity
        via Settings > Developers > API Keys.

````